With 93% of seniors opting not to purchase long-term care insurance, many older adults are at risk of having their estates plundered if and when the need for long-term care arises.

Funding a funeral trust safeguards assets from nursing homes or Medicaid in most states—an issue that a majority of elderly people are worried about. Funeral trusts (Funeral Insurance) are written for people up to 99 years old. The simple, one-page application requires no underwriting, and premium amounts range from $1,000 – $12,500. They’re nursing home exempt and largely Medicaid exempt; even better, they’re fully transportable.

At the time of death, the funeral trust pays any funeral home that provides the services, meaning that people are free to relocate wherever they choose later in life. They also save older adults from dreaded tasks such as picking out a casket because funeral trusts are created with their personal financial advisor from the comfort of their homes. You are providing your family Funeral Insurance to offset any unforeseen expenses such as; due to Nursing Home Expenses , Long Term Care, Assisted Living, Home Health Care and many other unforeseen expenses a qualified Funeral Trust Agent in our directory can provide.